What you get with Cashia

More than a payments solution—Cashia is your partner in growth, empowering businesses of every size and type.

Top up your Cashia wallet

How much will it cost to add money to your Cashia wallet from M-PESA?

Nothing - It's absolutely free!

Top up your wallet via card

How much will you be charged when topping up your Cashia wallet with a card?

Card type

Charge percentage %

Local (Visa, Mastercard)

3%

International card

3.6%

Send to Bank via Pesalink

How much will you be charged for sending money from your Cashia account to your bank account?

Transaction range (KSH)

Charges (KSH)

1 - 49

0

50 - 100

0

101 - 499

20

500 - 5,000

30

50,001 - 100,000

52

100,001 - 500,000

69

500,001 - 1000,000

110

Merchant settlement to Mpesa

How much will you be charged for transacting via MPESA (Till/Paybill) from your Cashia app?

Transaction range (KSH)

Charges (KSH)

1 - 49

2

50 - 100

3

101 - 500

9

501 - 1,000

23

1,001 - 1,500

32

1,501 - 2,500

45

2,501 - 3,500

53

3,501 - 5,000

70

5,001 - 7,500

86

7,501 - 10,000

96

10,001 - 15,000

112

15,001 - 20,000

121

20,001 - 25,000

132

25,001 - 30,000

141

30,001 - 35,000

160

35,001 - 40,000

189

40,001 - 45,000

196

45,001 - 50,000

205

50,001 - 50,000,000

210

Merchant transfers within the Cashia app

How much will merchants be charged for transacting within the Cashia app

Transaction range (KSH)

Charges (KSH)

1 - 49

0

50 - 100

0

101 - 500

6

501 - 1,000

12

1,001 - 1,500

21

1,501 - 2,500

30

2,501 - 3,500

49

3,501 - 5,000

52

5,001 - 7,500

72

7,501 - 10,000

83

10,001 - 15,000

92

15,001 - 20,000

97

20,001 - 35,000

99

35,001 - 50,000

99

50,001 - 250,000

99

Cashia to Cashia transfers

How much you will be charged for sending money instantly between Cashia users

Transaction range (KSH)

Charges (KSH)

1 - 49

0

50 - 100

0

101-500

6

501 - 1,000

12

1,001 - 1,500

21

1,501 - 2,500

30

2,501 - 3,500

49

3,501 - 5,000

52

5,001 - 7,500

72

7,501- 10,000

83

10,000 - 15,000

92

15,001 - 20,000

97

20,001 - 35,000

99

35,001 - 50,000

99

50,001 - 250,000

99

Enterprise APIs (Hosted & Direct Checkout costs) and Payment links

How much will you be charged to receive payments via Enterprise APIs and Payment links?

Transaction range (KSH)

Charges (KSH)

1 - 49

1

50 - 100

2

100 - 500

5

501 - 1,000

18

1,001 - 1,500

27

1,501 - 2,500

36

2,501 - 3,500

45

3,501 - 5,000

61

5,001 - 7,500

75

7,501 - 10,000

86

10,001 - 15,000

102

15,001 - 20,000

111

20,001 - 25,000

119

25,001 - 30,000

128

30,001 - 35,000

148

35,001 - 40,000

176

40,001 - 45,000

184

45,001 - 50,000

193

50,001 - 70,000

193

70,001 - 250,000

193

Send to M-PESA

How much will you be charged for sending money from your Cashia account to an M-PESA number?

Transaction range (KSH)

Charges (KSH)

1 -49

0

50 - 100

0

101 - 500

6

501 - 1,000

12

1,001 - 1,500

21

1,501 - 2,500

31

2,501 - 3,500

51

3,501 - 5,000

55

5,001 - 7,500

75

7,501 - 10,000

86

10,001 - 15,000

93

15,001 - 20,000

97

20,001 - 25,000

103

25,001 - 30,000

103

30,001 - 35,000

103

35,001 - 40,000

103

40,001 - 150,000

103

Withdraw to bank account

How much will you be charged for sending money from your Cashia account to a bank account?

Transaction range (KSH)

Charges (KSH)

1 -49

4

50 - 100

5

101 - 500

9

501 - 1,000

18

1,001 - 1,500

27

1,501 - 2,500

36

2,501 - 3,500

45

3,501 - 5,000

61

5,001 - 7,500

75

7,501 - 10,000

86

10,001 - 15,000

102

15,001 - 20,000

111

20,001 - 25,000

119

25,001 - 30,000

128

30,001 - 35,000

148

35,001 - 40,000

176

40,001 - 45,000

184

45,001 - 50,000

193

50,001 - 70,000

193

70,001 - 150,000

193

Pay merchant via card

How much will you be charged when paying a merchant with a card?

Card type

Charge percentage %

Local (Visa, Mastercard)

3%

International card

3.6%

Accept payments anywhere

Deliver a seamless payment experience across multiple channels with one integration. Let customers pay their way:

  • Cards(Visa, Mastercard)
  • Mobile Money (M-Pesa)

Frictionless, fast, and hassle-free—exactly how payments should be.

Stay Secure with advanced fraud detection

Protect your business and customers with Cashia’s cutting-edge fraud detection. Our automated and manual tools safeguard against fraud and chargebacks, giving you peace of mind.

Developer-friendly APIs for custom payment solutions

Build the payment experience your business needs with Cashia’s powerful APIs. From simple to complex, if you can imagine it, you can build it:

  • Collect one-time or recurring payments directly from your app or website.
  • Make instant transfers with ease.
  • Access transaction and customer data in one place.

Join the Cashia family

Empowering hundreds of businesses to thrive in the digital economy.

Gain business insights that matter

Protect your business and customers with Cashia’s cutting-edge fraud detection. Our automated and manual tools safeguard against fraud and chargebacks, giving you peace of mind.

  • Easy Reconciliation: Instantly track successful, abandoned, and failed payments.
  • Team Management: Control access with customizable user permissions.
  • Customer Insights: Analyze trends with a searchable customer directory.
  • Automated Chargeback Alerts: Resolve disputes quickly and efficiently.

24/7 support that puts you first

Cashia’s Customer Success team is here for you day and night. From resolving issues to ensuring a seamless experience, we’ve got your back.